The COVID-19 pandemic continues to leave an indelible mark on individuals and businesses across the globe, sustaining an extended period of economic uncertainty as we enter 2021. During these times, it is natural for soon-to-be retirees to become anxious and question whether they have prepared sufficiently for their golden years or if they should consider delaying retirement plans to a later date. While there is no right answer that will apply to every individual in every type of circumstance, it is important you focus your attention on the parts of your retirement plans that you can control during uncertain times.
Following are five critical steps to consider as you get closer to your planned retirement date, whenever that may be today, next year or a decade from now.
About the Author: Brendan T. Hayes is a financial planner with Provenance Wealth Advisors (PWA), an Independent Registered Investment Advisor affiliated with Berkowitz Pollack Brant Advisors + CPAs and a registered representative with Raymond James Financial Services. He can be reached at the firm’s Boca Raton, Fla., office at (561) 361-2001 or via email at email@example.com.
Provenance Wealth Advisors (PWA), 515 E. Las Olas Blvd., Ft. Lauderdale, FL 33301 (954) 712-8888.
Brendan T. Hayes is a registered representative of and offers securities through Raymond James Financial Services, Inc., Member FINRA/SIPC.
Raymond James is not affiliated with and does not endorse the opinions or services of Berkowitz Pollack Brant Advisors + CPAs. PWA is not a registered broker/dealer and is independent of Raymond James Financial Services. Investment Advisory Services offered through Raymond James Financial Services Advisors, Inc., and Provenance Wealth Advisors. This material is being provided for information purposes only and is not a complete description, nor is it a recommendation. Any opinions are those of the advisors of PWA and not necessarily those of Raymond James. You should discuss any tax or legal matters with the appropriate professional. The information contained in this report does not purport to be a complete description of the developments referred to in this material. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Investments mentioned may not be suitable for all investors. You should discuss any tax or legal matters with the appropriate professional. Prior to making an investment decision, please consult with your financial advisor about your individual situation.
Long-Term Care insurance policies have exclusions and/or limitations. The cost and availability of Long-Term Care insurance depend on factors such as age, health and the type and amount of insurance purchased. As with most financial decisions, there are expenses associated with the purchase of Long-Term Care insurance. Guarantees are based on the claims-paying ability of the insurance company.