Melanie Bolster
Melanie Bolster
Melanie Bolster's articles
- November 5, 2025
The IRS has released the annual inflation adjustments to several provisions of the tax code, which taxpayers will use when filing their 2026 federal income tax returns in 2027. Income Tax Rates The income ranges that apply to the seven federal income tax rates in 2026 are as follows: 37%…
- October 27, 2025
Selling a company that you put your heart and soul into building can provide significant rewards, including financial security for the remainder of your lifetime and potentially your heirs. Nevertheless, achieving that aim and reaping the full potential of the proceeds from a business sale requires careful reviews of where…
- October 17, 2025
The IRS recently issued final regulations that require retirement plan sponsors to begin designating employees’ catch-up contributions to 401(k) and 403(b) plans as after-tax Roth contributions, beginning on Jan. 1, 2026. The change, introduced by the SECURE Act 2.0, applies to plan participants aged 50 and older whose prior year…
- October 17, 2025
FT. LAUDERDALE, FL – October 17, 2025 – Provenance Wealth is proud to announce its inclusion in the prestigious Forbes 2025 list of America’s Top Registered Investment Advisor (RIA) Firms, developed in partnership with SHOOK Research. This recognition places Provenance Wealth Advisors among the top 250 RIA firms in the…
- October 14, 2025
Beginning in 2026, certain high-income taxpayers’ 401(k) and 403(b) plan catch-up contributions must be designated as after-tax Roth contributions. Background Historically, individuals aged 50 and older could boost their retirement savings by contributing additional pre-tax dollars to their employer-sponsored retirement savings plans above the statutory threshold and receiving a corresponding…
- September 16, 2025
Offering employees access to a 401(k) retirement-savings plan is critical to attract and retain top talent. Equally crucial are the steps you must take as plan sponsor to comply with a host of legal and financial responsibilities in the administration and ongoing management of those plans. By working with experienced…
- September 9, 2025
According to the U.S. Bureau of Labor Statistics, the median number of years that wage and salary workers aged 25 and older had been with their current employer in January 2024 was 3.9 years, down from 4.1 years in 2022 and the lowest since January 2002. With this pace of…
- September 2, 2025
According to the Social Security Administration, Social Security retirement benefits replace, on average, 40 percent of an individual’s pre-retirement income. As a general rule, the longer you wait to begin claiming these benefits, the larger the monthly benefit you will ultimately receive. While this principle seems simple enough, the types…