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Engaging in estate and financial planning without paying attention to taxes can be a fool’s errand. Tax awareness can be tantamount to all aspects of saving, investing and spending. Failure to consider the tax implications of any estate or financial plan component may negatively affect expected returns and result in…

In this episode, the relatable finance guys discuss some common behavioral biases: loss aversion, overconfidence and herd behavior. They relate these to both the real world as well as investing and highlight how to make these biases not work against you. The post Relatable Finance Podcast Episode 129: Don’t Be…

Too often, individuals planning for their golden years forget to consider the federal taxes they will need to pay on their Social Security benefits. Unfortunately, these oversights can take a considerable bite out of one’s expected income in retirement. Generally, if the income you rely on in retirement comes from…

According to the Giving Institute’s 2023 Annual Report on Philanthropy, charitable giving in the U.S. decreased more than 10 percent in 2022 from a record high the prior year. However, one area of giving that appears to be growing is the use of donor-advised funds (DAFs), which saw contributions and…

One of the basic principles behind proper estate planning is to help ensure that decedents’ hard-earned wealth passes to their heirs in the most tax-efficient manner, which often means minimizing exposure to federal estate and gift taxes. While there are a variety of trust vehicles and other strategies individuals may…

The U.S. economy continued to defy the odds of a recession through the first half of 2023. After some political theatre, the government avoided a major self-inflicted error by raising the debt ceiling, allowing attention to turn to the economy. On balance, we would argue, the economy has improved relative…

Geopolitical tensions have risen lately. In this episode, the relatable finance guys go over some of the recent events and discuss their implications for the economy and asset markets The post Relatable Finance Podcast Episode 128: Implications of the Current Geopolitical Environment appeared first on Provenance Wealth Advisors.

Selling a company that you put your heart and soul into building can provide significant rewards, including financial security for the remainder of your lifetime and potentially your heirs. Nevertheless, achieving that aim and reaping the full potential of the proceeds from a business sale requires careful reviews of where…

In this episode, the relatable finance guys look at the decision of saving now and enjoying your money in the future or YOLO, spend now and enjoy life in the moment. The topic came from a couple of client conversations where business owners sold their businesses and made comments such…

It is good practice to assess your physical and mental well-being regularly to identify changes you may make to improve your current circumstances. For some, this may result in simply eating a healthier diet, committing to a more rigorous exercise routine or working with a therapist or other licensed medical…

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