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Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC.  Investment advisory services and financial planning services are offered through Raymond James Financial Services Advisors, Inc., and Provenance Wealth Advisors, a Registered Investment Advisor. Provenance Wealth Advisors is not a registered broker/dealer and is independent of Raymond James.  Content represents the opinions of the speaker and not necessarily those of Raymond James.  Important Disclosure Information: http://raymondjames.com/smicd.htm