Investment Planning

Investment Planning

A comprehensive investment plan starts with a thorough assessment of your current financial circumstances, your longer-term needs and goals and your tolerance for risk, all under the guidance of experienced financial advisors.

The Role of Financial Advisors

We follow a fiduciary standard throughout the financial planning engagement. As such, we will place your interests ahead of our own. We primarily offer fee-based advisory services charging a flat fee based on a client’s total assets under advisement. However, if deemed appropriate and in our client’s best interest, we also provide commissioned brokerage services.

The Value of an Independent Investment Firm

As an independent registered investment advisory firm, we do not focus on trades and transactions or the sales of proprietary products. Rather, we take the time to understand your  unique circumstances  – personally, professionally and financially – and rely on a broad range of investment management services to create strategies tailored to your unique needs and goals. We typically coordinate our activities with your legal counsel, tax accountants and other trusted advisors, often serving as a single point of contact for all your estate planning needs.

Investment Strategies and In-House Research Team

When it comes to investment strategies, we believe our in-house research team is a key source of our success. This group is led by a 30-year investment veteran and is comprised of specialized researchers and investment managers who understand the long and short-term possibilities of the global economy. Their broad base of expertise supports our financial advisors and allows them to offer the extensive mix of strategies for our clients. In addition, their ability to look at the markets with a clear view allows you to remove emotion and fear from decisions that can have far-reaching impact.

To learn more about PWA’s investment planning and management services click here or contact us at


In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm’s Form ADV Part II as well as the client agreement.