News and Commentary

4 Strategies to Apply During Life to Reduce Estate Taxes After Death By Eric P. Zeitlin

View Eric's Profile
Posted on March 18, 2025 by Eric Zeitlin

Ultra-high-net-worth individuals with estates valued above the $13.99 million estate-tax lifetime-exclusion amount in 2025 (or $27.98 million for married couples filing joint tax returns) have several opportunities to reduce their estate tax liabilities at death while preserving wealth for future generations while they are alive. Give Multiple Gifts During Life. Making annual exclusion gifts enables […]

Special Needs Trusts Can Help Improve a Disabled Family Member’s Quality of Life by Lee F. Hediger

View Lee's Profile
Posted on March 07, 2025 by Lee Hediger
Lee F. Hediger PWA Director and Miami Financial Advisor Registered Representative of PWA Securities, LLC

Caring for a family member with a physical, intellectual or emotional disability can be costly. Everyday expenses can include food and shelter, specialized medications, assistive devices, special education, transportation, at-home nursing care, and much more. Over time, these expenses will almost certainly increase. Families must engage in advanced planning to ensure that a loved one […]

The Valuable but Often Forgotten Tool of Successful Solopreneurs and Gig Workers By Sean Deviney, CFP®*

View Sean's Profile
Posted on February 26, 2025 by Sean Deviney

Starting a small business can be an exciting venture for anyone seeking career and financial independence. However, the planning and processes required to achieve those goals can be daunting. Entrepreneurs must consider how they will make money today and save enough to ensure a successful retirement for themselves in the future. One option to consider […]

Why Invest in Stocks? by Shane Phillips, CFA, CAIA, CFP®

View Shane's Profile
Posted on February 20, 2025 by Shane Phillips

The decision to invest in stocks is one that individuals must take the time to consider carefully, weighing the risks and rewards in the context of their unique facts and circumstances. In general, stocks carry far greater risks than other investments, such as bonds and cash. Investors must contend with market volatility based on economic […]

What is Asset Diversification and Why is it Important? by Olga Ismail, AIF®

View Olga's Profile
Posted on February 04, 2025 by Olga Ismail

Asset diversification is an investment strategy designed to help investors minimize exposure to market volatility while attempting to maximize opportunities for high returns over the long term. While diversifying assets does not guarantee any investment objective will be met, spreading out investable dollars over a diverse mix of stocks, bonds, cash and other assets could […]

Maintaining the Power of your Power of Attorney By Brendan T. Hayes

View Brendan's Profile
Posted on January 30, 2025 by Brendan Hayes

A power of attorney is a legal document in which you grant to someone else the authority to oversee your financial affairs and make prudent decisions on your behalf if and when you are unable to do so on your own.  Those decisions could be as mundane as paying household bills during a temporary period […]

A Fair Inheritance is in the Eye of the Beholder By Lee F. Hediger

View Lee's Profile
Posted on January 22, 2025 by Lee Hediger

Leaving behind a lasting legacy and providing for surviving family members in the event of an individual’s death or disability takes time, patience and consideration of a broad range of non-financial issues. While there are times when an unequal division of property among heirs is preferable, consideration should be given how surviving family members will […]

Age is More than A Number When Planning for Retirement By Sean Deviney, CFP®*

View Sean's Profile
Posted on January 14, 2025 by Sean Deviney

After years of diligent saving, you probably built a significant nest egg to afford a comfortable retirement, but that doesn’t mean you’re ready to put your feet up and coast through your golden years. Preparing for retirement requires having a plan in place to address your spending habits, rising healthcare costs, changing tax laws and […]

SECURE Act 2.0 Changes to Workplace Retirement Savings Plans in 2025 by Olga Ismail, AIF®

View Olga's Profile
Posted on January 08, 2025 by Olga Ismail
Olga Ismail, AIF® PWA Head of Retirement Plan Consulting and Financial Advisor Registered Representative of PWA Securities, LLC

Effective Jan. 1, 2025, employers must ensure their workplace retirement plans comply with the latest provisions of the SECURE Act 2.0, which aims to improve taxpayers’ retirement savings and the costs and complexities businesses incur administering those plans. Since the law’s enactment, employers of all sizes have gained expanded tax credits for establishing employee retirement […]

Relatable Finance Podcast Episode 161: Relatable Finance Podcast 161: How Long-Term Investors Can Benefit From Market Downturns

View 's Profile
Posted on December 24, 2024 by

Market downturns can be unsettling, but they also present opportunities for long-term investors. In this episode, the South Florida Finance Guys explore the contrasting mindsets of young investors who are steadily saving for the future and those nearing financial milestones, such as retirement. We also discuss key behavioral finance concepts that often mislead investors, hindering […]

Non-Qualified Deferred Compensation Plans Can Maximize Savings Opportunities for Highly Compensated Employees By Sean Deviney, CFP®*

View Sean's Profile
Posted on December 23, 2024 by Sean Deviney

Employer-sponsored retirement-savings plans, including 401(k)s and 403(bs), are critical for helping businesses attract and retain skilled employees. However, due to government regulations and annual contribution limits, these qualified plans restrict highly compensated employees’ savings opportunities and their ability to build enough wealth to maintain their standard of living in retirement. To bridge this savings shortfall […]

  1. Pages:
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5
  7. 6
  8. 7
  9. ...
  10. 22