In this episode, the relatable finance guys discuss gold as an investment. International investing involves special risks, including currency fluctuations, differing financial accounting standards, and possible political and economic volatility. U.S. government bonds and Treasury bills are guaranteed by the U.S. government and, if held to maturity, offer a fixed rate of return and […]
Although few families give to charity solely for a tax break, it is not unreasonable to consider that charitable giving historically has played an important role in tax-efficient wealth and estate planning. Under the new tax laws, however, fewer families qualify to write off their charitable gifts unless they take the time to develop financially […]
Good habits are important steps on the road to achieving desired goals. Want to get in shape? Establish healthy eating habits and a regular exercise schedule. Looking to play an instrument? Get in the habit of practicing regularly. The road to success is paved with positive behaviors and lifestyle choices. Retirement is no different. Following […]
In this episode the relatable finance guys break down the financial terms people pretend to know but usually do not.
While investors welcome market gains, they should not overlook the substantial tax liabilities their positive performing investments may incur when the time comes to sell. Under tax reform, investors are subject to capital gains tax as high as 37 percent, when they sell non-retirement investments, real estate or other appreciating assets. However, it is possible […]
Probate refers to the legal process of settling an individual’s estate and distributing his or her property and assets to heirs and other named beneficiaries after he or she passes away. If a person dies with a will, the court will generally follow the directions the decedent’s outlined for distributing assets and naming guardians for […]
Millennials are fueling a growing movement of investors who aspire to work for shorter periods of their lives, supercharging their savings and investing during their early years, so that they can retire at a younger age than the generations before them. This strategy known as Financial Independence, Retire Early (FIRE) sounds like a good plan, […]
In this episode the relatable finance guys explain how moves by the government impact the economy.
Millennials are fueling a growing movement of investors who aspire to work for shorter periods of their lives, supercharging their savings and investing during their early years, so that they can retire at a younger age than the generations before them. This strategy known as Financial Independence, Retire Early (FIRE) sounds like a good plan, […]
In this episode the relatable finance guys discuss Social Security, its history and the outlook.
The once idealized picture-perfect family of two parents and two-and-a-half children has faded, as a growing number of married couples choose to live child-free. According to the U.S. Census Bureau, the number of married couples without children has doubled over the past 45 years and is expected to continue on an upward trend. Despite the absence […]
The U.S.’s current economic expansion surpassed the 10-year mark in June to become the longest in the nation’s history. Economic indicators during the first half of this year tempered fears of an imminent recession and helped stocks recover from their late-2018 levels. Despite our belief that there is room for further economic growth, we are […]
Mitigating investment risk and preparing portfolios and estate plans for an uncertain future requires investors to meet with their financial advisers on a regular basis, and especially mid-year, to ensure that long-term plans remain on track. Here’s a checklist of topics to consider: Are my investments still aligned with my long-term goals? Whether saving for […]
In this episode the relatable finance guys share the research and analysis that goes into a economic outlook.
Women spend a significant portion of their lives putting their families first, tending to the needs of husbands, children and aging parents often before themselves. The problem is that as these women approach retirement age, they are finding themselves without the benefit of ample savings to carry them through their golden years. According to the […]
