Growing a family, buying a first or second home and retiring from your professional career are exciting life events that most of us love to talk about but few of us plan for in advance. If we put off planning for these happy occasions, imagine how little time we actually devote to planning for life’s […]
Asset diversification is an investment strategy that is designed to help investors minimize their exposure to market volatility while attempting to maximize their opportunities for high returns over the long term. While diversifying assets does not guarantee any investment objective will be met, spreading out investable dollars over a diverse mix of stocks, bonds, cash […]
In this episode, the relatable finance guys discuss gold as an investment. International investing involves special risks, including currency fluctuations, differing financial accounting standards, and possible political and economic volatility. U.S. government bonds and Treasury bills are guaranteed by the U.S. government and, if held to maturity, offer a fixed rate of return and […]
Although few families give to charity solely for a tax break, it is not unreasonable to consider that charitable giving historically has played an important role in tax-efficient wealth and estate planning. Under the new tax laws, however, fewer families qualify to write off their charitable gifts unless they take the time to develop financially […]
Good habits are important steps on the road to achieving desired goals. Want to get in shape? Establish healthy eating habits and a regular exercise schedule. Looking to play an instrument? Get in the habit of practicing regularly. The road to success is paved with positive behaviors and lifestyle choices. Retirement is no different. Following […]
In this episode the relatable finance guys break down the financial terms people pretend to know but usually do not.
While investors welcome market gains, they should not overlook the substantial tax liabilities their positive performing investments may incur when the time comes to sell. Under tax reform, investors are subject to capital gains tax as high as 37 percent, when they sell non-retirement investments, real estate or other appreciating assets. However, it is possible […]
