Author Archives: Melissa Gracey

The death of a spouse can be one of the most devastating events in an individual’s life. Not only must surviving spouses cope with the emotional, mental and physical turmoil of their crushing grief, but they will also face a tsunami of legal and financial decisions, including the responsibility to pay their bills, keep the […]

Thanks to expanded federal estate tax exemptions introduced in 2018, very few families have been subject to federal estate, gift and generation-skipping transfer (GST) tax. However, because the higher exemption is a temporary provision of the tax law and subject to change under the influence of shifting political powers, families must prepare their estate plans […]

When most people think of retirement, they imagine spending their time traveling and pursuing hobbies and activities that bring them joy. Few consider that as life expectancies increase, so too do the risks that individuals will eventually require costly long-term care for assistance with daily living activities. By failing to prepare in advance of this reality, […]

Growing a family, buying a home and retiring from your professional career are exciting life events that people talk about but few plan for. If you put off planning for these happy occasions, imagine how little time you devote to preparing for life’s unfortunate realities, such as losing a job, becoming disabled or passing away, […]

After gathering the documents needed to file annual federal income tax returns, take a moment to review all of your financial accounts before filing those papers in a drawer. Most importantly, look at how those accounts are titled and who is named as beneficiaries and consider if that information matches your current life circumstances and […]

In this episode, the relatable finance guys discuss financial fraud, particularly the Madoff Ponzi scheme, and the regulations in place to protect investors from future fraud. This includes discussion on the SEC, FINRA and steps to take to keep your money safe.

In this episode, the relatable finance guys assess the current strength of the economy, the outlook for the coming year and how these could impact investable asset returns.

In this episode the relatable finance guys interview Will Beckham from NEA Insurance and discuss the various types of insurance available to individuals and families.

In this episode the relatable finance guys interview Olga Ismail and Jessica Pendergraft about the unique needs of women and how they can protect their financial futures.

In this episode, the relatable finance guys share information on Evergrande Fortune Global 500, a large property developer in China that is in a serious cash crunch, and has significant amount of debt and liabilities due within the next year. Given the size of Evergrande and the amount of debt, some are concerned that should […]