Author Archives: Naomi Wolowitz

FT. LAUDERDALE, FL, October 16, 2023 – Provenance Wealth Advisors launches PWA Securities, LLC in its latest evolution to provide clients a more progressive broker dealer with a wider range of financial opportunities. PWA Securities, LLC will enable the firm’s advisors and estate planners to tap a broader array of investment vehicles and opportunities to […]

Though much of estate planning focuses on implementing strategies to minimize federal taxes, there are several other reasons why individuals of all income levels should engage in the planning process under the guidance of experienced professionals. Ensure your Wishes are Followed If you do not have a valid will at the time of your death, […]

In this episode, the South Florida relatable finance guys discuss the changes in the fixed income market over the last 19 months, starting with the first Fed rate hikes in March 2022. They cover those changes as well as what it means for fixed income investments moving forward.

The IRS is providing high-income taxpayers with two years of relief from a Secure Act 2.0 provision that would have required them to begin allocating catch-up contributions to their 401(k)s on a Roth basis beginning in 2024. Section 603 of the Secure Act 2.0 called for 401(k), 403(b) and 457(b) plan participants age 50 and […]

While many have been calling for a recession, the U.S. economy has been remarkably resilient up to this point. Listen as the relatable finance guys dive into some of the factors that have helped the economy stay so strong up to this point, and what may be in store ahead.

A financial plan is a written document that lays out your future financial, business and lifestyle goals and maps out comprehensive strategies for achieving them. Contrary to popular belief, financial planning is not just for the wealthy. Instead, it is a critical planning tool that can help individuals at all income levels make informed financial […]

In this episode, the relatable finance guys discuss the classic saying keeping up with the Jones’s in 2023 when comparisons and jealousy are everywhere. They discuss expectations, fair comparisons and the steps to take to make and reach appropriate goals. Planning and taking action are key!

Peer-to-peer mobile payment processing apps, such as Cash App, PayPal and Venmo, have made it easy for people to send and receive money with the click of a button. However, whether you are a business accepting these forms of payments or a consumer paying for products and services or splitting a shared expense with a […]

Earlier this year, the IRS, Department of Labor (DOL) and Pension Benefit Guaranty Corporation (PBGC) issued final changes to the annual reporting requirements of employee benefit plan sponsors for their 2023 filings of IRS Forms 5500 and 5500-SF. The revisions were introduced as part of the Setting Every Community Up for Retirement Enhancement Act of […]

Fitch recently downgraded the U.S. Credit Quality from AAA to AA+. The relatable finance guys in Ft. Lauderdale discuss some history, the rational, and investment implications of the event.