In this episode, the relatable finance guys provide some of their own personal finance tips that help guide their financial lives. A new year is a great time to get your finances in order and these tips can provide some first steps.
With many recessionary calls, many are looking for clues on how the economy is doing. Recent holiday sales data has come in better than expected, but does that tell the full story? In this episode the relatable finance guys take a look at various data points to see if they can provide clues as to […]
Spouses saving for an eventual retirement during their working years often have different timelines for leaving the corporate world behind. While a difference in retirement dates can eliminate one income stream and help couples ease slowly into their golden years, careful planning can help ensure their financial goals stay on track. Following are three tips […]
In this episode, the relatable finance guys discuss different financial situations that may fall under the too good to be true category. They identify real world examples and potential future investment strategies that should considered with caution. They also go through a framework of how to approach these situations and the extra due diligence that […]
We had our mid-term elections for 2022, and China had it’s National People Congress which is held every 5 years in October. In this episode, the relatable finance guys go over the differences between our political system here in the U.S., versus that of China’s. These differences are also central to some of the global […]
With the end of the year around the corner, you have a limited amount of time to maximize your retirement savings opportunities in the most tax-efficient manner. Following are some steps to consider taking before December 31. Max out your contribution to a workplace 401(k) retirement plan. For 2024, the maximum amount you may defer […]
In this episode, the relatable finance guys look at studies that tie rising income to increased happiness but only to a certain income threshold. They then give six financial tips you can use to improve your financial lives.
The Fed has been pulling away much of the stimulus provided during the pandemic in an effort to help quell inflationary pressures. While these efforts will slow the U.S. economy, they also create challenges for international economies given the dollar role as the worlds reserve currency. In this episode, the finance guys explore some of […]
The equity markets provide investors with opportunities to build wealth, but not without risks. Before putting any money into the public markets or any investment vehicles, you should take the time to consider your long-term goals, risk tolerance and time horizon. When these factors are accounted for in a well-thought-out strategy, you may be better prepared […]
Not only is it true that death and taxes are the only certainties in life, but one’s death can come with significant tax liabilities. The key to minimizing these so-called “death taxes” is to put tax-efficient estate plans into place while you are alive. The term “death tax” refers to money the federal government and […]
In this episode, the relatable finance guys recap an eventful first three quarters of 2022 including historic moves in inflation and interest rates, the impact of Russia’s invasion of Ukraine and the impact on the stock and bond markets.
Most versions of economic theory assume humans are rational beings who will make the best decisions given the facts of their current circumstances. Unfortunately, a theory is not reality. People commonly make financial decisions based on irrational and inefficient cognitive biases and other psychological factors that ultimately influence fluctuations in the public equity markets. To […]
After gathering the documents needed to file annual federal income tax returns, take a moment to review all your financial accounts before filing those papers in a drawer. Most importantly, look at how those accounts are titled and who is named as beneficiaries and consider if that information matches your current life circumstances and new […]
Midterm elections have an impact on the economy and policy going forward, they can also have an impact on market returns. In this episode, the relatable finance guys go over some of the factors impacting the environment and what could be in store as we head into election day.
The introduction of ABLE accounts in 2015 has helped millions of people with disabilities and their families save as much as $100,000 for qualifying living expenses without any risk of losing government benefits, such as Supplemental Security Income (SSI). Contributions to these accounts grow tax-free while distributions used to pay for qualifying disability expenses (QDEs) […]